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Trusted by hundreds of Melbourne drivers

Your Clear Path to Vehicle Finance

Feeling overwhelmed by finance options? We guide you through every step—from application to approval—with care and expertise.

1
Tell Us
2
We Guide
3
You Drive
Licensed Credit Advisor
30+ Lender Panel
Melbourne Based

Begin Your Journey

We'll guide you every step of the way

No credit impact for your initial assessment. We protect your score.

We Understand

Finance Shouldn't Feel Like a Maze

We've helped hundreds of people navigate from confusion to keys in hand.

The Bank Experience

  • Confusing paperwork and jargon
  • Weeks of waiting with no updates
  • One option—take it or leave it
  • Fear of rejection damaging your credit
  • Feeling like just another number

The ApprovalPath Experience

  • Plain English explanations at every step
  • Proactive updates—we call you, not the other way
  • 30+ options tailored to your situation
  • Credit-safe process—we protect your score
  • Your dedicated guide from start to finish
Your Journey

Three Simple Steps to Approval

We guide you through every step of the way. No confusion, no stress.

1

Share Your Story

Tell us about your situation in a quick 2-minute form. What vehicle you're after, your budget, your work situation. No judgement, just information gathering.

Takes just 2 minutes
2

We Find Your Best Path

Your dedicated broker compares options from 30+ lenders—matching your specific situation to the best possible products. We explain everything in plain English.

30+ lenders compared for you
3

Drive Away Approved

Choose the option that feels right. We handle the paperwork, coordinate with the dealer, and make sure you're driving your new vehicle as quickly as possible.

Full approval in 24-48 hours

Why Families Trust ApprovalPath

Licensed ACL

Australian Credit Licensee

30+ Lenders

Banks & specialists

No Credit Impact

Soft check first

Melbourne Local

We know our community

No Hidden Fees

100% transparent

Lucas

Founder & Finance Broker

Melbourne born & based

Cert IV Finance
AFCA Member
Your Guide

Someone Who Actually Cares About Your Journey

Lucas started ApprovalPath after seeing too many good people get lost in the finance maze. People who just wanted to get their kids to school, or a reliable work vehicle, or finally upgrade that 15-year-old hatchback.

With relationships across 30+ lenders—from the big banks to specialist lenders—Lucas knows exactly which path will work for your specific situation. Bad credit? Self-employed? First-time buyer? He's guided people through all of it.

The difference? You're not a number here. You're a neighbour. And Lucas takes pride in making sure every person who starts this journey finishes it—keys in hand.

"Everyone deserves a clear path to approval. That's not just our name—it's our promise."

Questions?

We're Here to Help

No. We perform a soft credit check first, which has zero impact on your credit score. We only submit a formal application once we've found the right lender for your situation, keeping hard enquiries to an absolute minimum.
Just about anything! Cars, utes, vans, motorcycles, caravans, boats, and commercial vehicles. New or used, from dealers or private sellers. Tell us what you're after, and we'll find a way.
Most pre-approvals come through the same day. Full approval typically takes 24-48 hours once we have your documents. We keep you updated every step of the way—no wondering what's happening.
You're not alone—and you're not stuck. We work with specialist lenders who help people in exactly your situation every day. Defaults, discharged bankruptcy, irregular credit history—we've helped people through all of it. Let's talk about your path forward.
No fee to you. The lender pays us when your loan settles—you pay nothing extra for having an expert guide you through the process. In many cases, we secure better rates than going direct because lenders value our business.
Ready when you are

Your Path to Approval Starts Here

No more confusion. No more waiting. Just clear guidance from application to keys in hand.